Together we can develop a plan that will provide confidence and help you meet your long-term financial needs giving you peace of mind by helping you to plan for Inheritance Tax (IHT) and secure an income to help cover long-term care costs by looking at:

• Your exposure to Inheritance Tax

• Arranging a pre-set income for life to help safeguard against the future

• Keeping control of your money

• The benefits of using Gifts and Trusts*

*Trusts are not regulated by the Financial Conduct Authority

Kavanagh & Associates Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website http://www.sjp.co.uk/products.

SJP Approved 19/3/2024